License-as-a-Service

Build Compliant Fintech on Brazil's Regulated Rail

Embed instant Pix → stablecoin flows in your app under Mippo's SPSAV license. Zero compliance overhead. Full brand control.

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How It Works

Three phases from registration to settlement — fully automated under your brand.

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Phase 1: Invisible Onboarding

Your app collects CPF, selfie, and destination wallet. Mippo's compliance engine (Sumsub) screens for sanctions, PEP, and wallet risk. Users are approved or blocked in seconds — they never leave your interface.

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Phase 2: Pix Payment Generation

Mippo generates a dynamic Pix QR Code and Copy-Paste string tied to Mippo's segregated banking account. Your app displays it natively. The user pays from any Brazilian bank.

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Phase 3: Non-Custodial Settlement

The moment Mippo detects the Pix, stablecoins are routed directly to the user's self-custody wallet via our liquidity network. Mippo holds zero client funds. Everything is logged for BCB audit trails.

3 Onboarding Models

Choose how much KYC responsibility you want to own.

Model 1

Direct Onboard

Mippo owns the full KYC/AML flow. You provide the user's data, we handle all compliance.

✓Zero partner liability

Who does KYC: Mippo

API role: Full KYC/AML owner

Live flow

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User Data collected

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Mippo KYC (Sumsub)

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Pix QR generated

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Stablecoin settled

Live flow

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Partner KYC conducted

✔️

Mippo validates

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KYT screening

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Transaction cleared

Model 2

Client via Partner

Your platform does KYC; Mippo validates, screens sanctions, and runs KYT on every transaction.

⚖Shared responsibility

Who does KYC: Partner + Mippo

API role: Permission model + transaction screening

Model 3

Shared Onboard

Both layers contribute biometric and CPF data for a joint verification framework.

🤝Joint responsibility

Who does KYC: Both layers

API role: Biometric/CPF cross-check

Live flow

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CPF (Partner)

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Biometric (Mippo)

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Cross- check

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Joint approval

Built for BCB Compliance

Every transaction enforces Brazil's full regulatory stack.

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Simple, Volume-Based Pricing

Pay per transaction. No setup fees. No monthly minimums.

Starter

1.0%Per transaction

Up to R$500k / month

Full KYC/AML via Sumsub
Dynamic Pix QR generation
Real-time settlement
BCB compliance included
Sandbox environment

Ready to integrate?

Join the first B2B partners building on Brazil's compliant crypto rail.

Apply for Access